Optimization of Zakat, Infak, and Sedekah (ZIS) Funds Distribution for the Education Program to Improve the Welfare of Mustahik at LAZISMU Pekalongan

Abstract

The distribution of zakat, infak, and sedekah (ZIS) is the process of channeling the wealth of muzakki to mustahik through amil to achieve welfare. This study aims to analyze the mechanism of ZIS fund distribution at Lazismu Pekalongan Regency and examine its role in improving the welfare of mustahik through educational programs. The method used is descriptive qualitative, utilizing both primary and secondary data. Data collection techniques included interviews to obtain primary data, while observation and documentation were used to obtain secondary data. Data analysis involved stages of data reduction, data presentation, and conclusion drawing. The research results show that the mechanism for distributing ZIS in the education program begins with the submission of assistance by prospective beneficiaries, accompanied by the completion of administrative requirements, followed by a feasibility survey by Lazismu, review by the program division, approval by the executive manager, and finally, the disbursement of funds by the finance division directly to the school. The findings also indicate that Lazismu Pekalongan Regency plays an effective role in improving the welfare of mustahik, as evidenced by the reduction in educational expenses, increased school participation, and the enhancement of human resource quality, which in turn leads to broader job opportunities.