Digital Zakat Adoption among MSMEs in Pekalongan: A Technological Interaction Approach for Strengthening Zakat-Based Poverty Alleviation
DOI:
https://doi.org/10.28918/jtap.v1i1.14506Keywords:
Digital Zakat, Interaction Perspective, MSMEs, ; Pekalongan; Poverty Alleviation, Technology AdoptionAbstract
The digital transformation of zakat management holds significant potential for advancing poverty alleviation through more efficient and inclusive zakat collection systems. This study uses the Interaction Perspective framework of technology adoption to examine the behaviour of micro, small, and medium-sized enterprise (MSME) actors in Pekalongan City in adopting digital zakat platforms. Drawing on qualitative field research and explanatory-causal analysis, the study identifies key factors—individual readiness, perceived technological value, task alignment, and environmental support—that influence digital zakat behaviour. Findings reveal that digital platforms enhance the convenience and timeliness of zakat payments, making them particularly appealing to MSMEs with limited time and administrative capacity. Moreover, the increased zakat collection through digital channels has strengthened institutional zakat distribution mechanisms, contributing more effectively to local poverty reduction initiatives. The study underscores the importance of integrating technological literacy and institutional outreach to optimize the socio-economic impact of zakat in the digital era.
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