Analisis Minat Berinfak Menggunakan QRIS: Studi Empiris Jamaah Masjid di D.I. Yogyakarta

Abstract

This study aims to examine QRIS as a payment tool for donations among mosque congregants in the Special Region of Yogyakarta. Utilizing a modified Technology Acceptance Model incorporating the variables of trust and perceived risk, the research population consists of mosque attendees in D.I. Yogyakarta who have previously donated using QRIS. A sample of 139 respondents was collected through both online and offline questionnaire distribution. The analysis technique employed is PLS-SEM. The findings indicate that perceived ease of use and trust positively influence attitudes toward using QRIS. Conversely, perceived usefulness does not significantly affect attitude toward using. Additionally, perceived ease of use positively impacts perceived usefulness, while perceived risk does not influence attitude toward using. However, perceived risk negatively affects trust. Notably, the attitude toward using QRIS positively correlates with intending to use it for donation purposes. The results suggest that attitude toward QRIS is the most significant contributor to the intention to use it. This study is expected to serve as a reference for Islamic banks and mosque management in fostering collaboration to educate congregants about QRIS, facilitating its adoption and enhancing interest in using QRIS as a payment method for donations.