Analisis Realita Penerapan Pembiayaan Syariah pada Nasabah Bank Syariah Indonesia (Studi pada Nasabah Bank Syariah Indonesia di Daerah Pekalongan)

Abstract

The lack of Islamic banking literacy in Indonesia causes some Indonesian people to still misunderstand the concept of Islamic banking. Some of them still think that the Islamic banking system is the same as conventional banking. The type of methodology used in this research is qualitative with the data collection process using a phenomenological approach because this study aims to analyze directly how the opinion of the community who is a customer of Islamic banks is related to Islamic financing. After doing research, it can be seen that the system that is run by Islamic banking is in accordance with Islamic banking principles. However, due to the lack of Islamic banking literacy, some people think that Islamic banking is the same as conventional banking. There needs to be an increase in Islamic banking literacy in Indonesia so that there are no mistakes in understanding.