Pengaruh Kepercayaan, Manfaat dan Risiko Terhadap Keputusan Mahasiswa Dalam Memilih E-Wallet (Studi Kasus Pada Mahasiswa FEBI IAIN Pekalongan)

Abstract

This study was conducted to determine the effect of trust, benefits and risks on decisions to use E-Wallet on students of the Islamic Economics and Business Faculty, IAIN Pekalongan. The emergence of E-Wallet itself was initially to provide convenience to the public in conducting digital transactions to support the Less Cash Society in order to reduce cash in circulation, which not only refers to the system but also to culture and behavior. In this study, the main population is active students in semester two to eight, both those who have used and have not used E-Wallet. By using quantitative methods that are causal and the sampling technique used is non-probability sampling with purposive sampling method. The analytical tool in this research is multiple linear regression analysis. The results show that the perception of trust and benefits has a positive and significant effect on the decision to use the E-Wallet, while the perception of risk is negative and has no effect on the decision to use the E-Wallet.