Efektivitas Pengelolaan Risiko Memoderasi Pengaruh Adopsi Digital Banking Terhadap Kinerja Keuangan Bank Umum Syariah. JIEF Journal of Islamic Economics and Finance, [S. l.], v. 5, n. 2, p. 146–159, 2025. DOI: 10.28918/jief.v5i2.9276. Disponível em: https://e-journal.uingusdur.ac.id/jief/article/view/9276. Acesso em: 15 aug. 2026.