suhandoyo and abdurrahman 2023. Analisis Dampak Keterlambatan Pembayaran Pengguna Shopee Paylater dalam akad Qardh. JIEF Journal of Islamic Economics and Finance. 3, 1 (May 2023), 65–73. DOI:https://doi.org/10.28918/jief.v3i1.7093.