The Contribution of Mass Organization to the Improvement of SMEs Business (A Case Study on KJKS Ankasa GP. Ansor of Pekalongan Regency)

Abstract

This article aims to find out the contribution of mass organization to the improvement of
SME business in KJKS Ankasa GP. Ansor of Pekalongan Regency. This study was a
qualitative research with case study approach. The subject of research was Sharia-based
Financial Service Cooperatives (Koperasi Jasa Keuangan Syariah, thereafter called KJKS)
Ankasa, while the object was GP Ansor of Pekalongan Regency. The result of research
showed that GP Ansor of Pekalongan Regency can empower the existing economic potency
of members, by means of developing pro-people economy, establishing KJKS. The presence
of KJKS can reduce unemployment rate, by providing funding help. The fund grant is given
to the members having expertise (skill) but having no capital. To the public, this KJKS
Ankasa is a means of providing capital, particularly to small-to-medium scale employers that
facilitates them in the term of financing. To GP. Ansor, the presence of KJKS is beneficial
to the distribution of fund for social activity (social service) purpose. KJKS Ankasa’s business
activity includes financing, investment, and saving corresponding to profit sharing (sharia)
pattern and aiming to achieve organizational independency.