Enhancing Financial Inclusion in the MSME Sector: An Investigation of Fintech Adoption in Indonesia through Structural Equation Modeling. International Journal of Islamic Business and Economics (IJIBEC), [S. l.], v. 9, n. 1, p. 58–71, 2025. DOI: 10.28918/ijibec.v9i1.11307. Disponível em: https://e-journal.uingusdur.ac.id/Ijibec/article/view/11307. Acesso em: 19 jul. 2026.